Wireless Security

Cyber Insurance

Cyber Insurance is a relatively new form of insurance to protect against cyber threats.  Because this is a new form of insurance, it is important to understand what you are purchasing.  It seems that not many business owners like reading insurance policies (which is understandable).

There is a large court case pending between Zurich International and US food company Mondelez International.  Mondelez International experienced a cyber incident, which allegedly cost them $190 million in losses.  According to Doug Olenick of SC Magazine (scmagazine.com), “Mondelez placed a claim with its insurance provider, Zurich America, based on a clause in its contract that stated it was covered for ‘all risks of physical loss or damage’ to property, including ‘physical loss or damage to electronic data, programs, or software, including loss or damage caused by the malicious introduction of a machine code or instruction.’  Along with any loss or expenses incurred by the company for the period its business was interrupted.”

Doug went on to say that “Zurich eventually declined to make a payment, citing an exception to coverage because NotPetya was a ‘hostile or warlike action’ by a ‘government or sovereign power.’  So, Mondelez countered with a $100 million lawsuit.”  This placed the burden of proof on Zurich.  They must now prove that the incident was a “hostile or warlike action” by a “government or sovereign power,” which is an exception on their cyber-policy.

A few more words of caution when looking at cyber-insurance.  Insurance companies are now requiring their clients to complete questionnaires when applying for coverage.  Like all legal documents, it is critical that these questionnaires be answered to the best of your knowledge.  Many clients are calling us for assistance with completing the questionnaires.  The purpose of the questionnaire is for the insurance company to understand the risk they are insuring against.  From my perspective, because this is a relatively new type of coverage, I’ve not seen any company denied coverage or had a rate significantly change based on the result of the questionnaire.  I have seen language in polices stating that if the information you are attesting to is true and accurate though.  So, if a company provides false information and there is a coverage question, I would not be surprised to see the claim is denied.  This would put the burden of proof on the client to prove that they have the controls in place to protect against the threat.

If you cannot affirmatively answer a question, most questionnaires will have an area for additional information on what your plan is to meet the requirement.

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If you would like more information, contact us here or call 937.885.7272.

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Posted by Jack Gerbs in Cybersecurity, Information Security, Small Business

Technology Testimonial from Boonshoft CFO/COO Doug Hull

A year and a half ago we were approached by the Boonshoft Museum of Discovery to help them update their IT services for both employees and museum attendees. Changing from an internal employee to an outside service can be stressful decision, but these kinds of transitions are our specialty. We have been able to offer the museum more service and access than they were getting before resulting in higher productivity from their staff, and a more enjoyable experience for their visitors. Special thanks to Doug for speaking on his experience with Quanexus.

Posted by Jack Gerbs in Cybersecurity, Information Security, Small Business, Telephone Systems

What You Need to Know About 5G

There are many benefits that will come from the new 5G infrastructure that is being created today. Initially, we will see Internet speeds increased by a factor of 100x. Speed is one thing, but low latency is just as important. Today’s 4G has relatively high latency, which makes watching HD media a challenge. With low latency, HD streaming video will become a reality. Other benefits of 5G are:

  • It will greatly enhance the ability of self-driving cars
  • Municipality traffic control
  • IoT device enhancement of sensors
  • Assist with the increase of farm yields
  • Medical procedures and remote surgery

With the new millimeter band spectrum, we will see small 5G cell sites densely distributed throughout the country. As 5G rolls out, the ability to connect with many IoT devices/sensors will provide invaluable information to increase the efficiency of everything. A few examples of industries that will quickly take advantage of this new technology are: medical, agricultural, and automotive/traffic control. Imagine having sensors in the field to monitor crop yields and check the health and status of livestock. In the medical field, 5G will increase the ability for augmented technology to assist with complicated surgeries. In the automotive world, autonomous cars will be better able to communicate with each other and will be one of the major technologies used to prevent collisions. Cities will be able to control traffic patterns based on real time information transmitted from vehicles. The possibilities are endless.

Back in the days of 2G and early 3G, the definition of what these terms meant were not as clearly defined as they are today. All the major telecommunication standards organizations got together and created the 3rd Generation Partnership Project (3GPP). This group defined the 3G standard and would define the specifications of future G technology. The difference in technology between 2G, 3G, and 4G is based on modulation techniques. Using different modulation techniques, we were able to transmit more data in the same spectrum space. Moving to 5G is a major technological paradigm shift from 4G. Basically, 5G is a list of approved/agreed specifications, standards and protocols. Depending on the infrastructure where the small cell sites are installed, power lines or fiber can be used to back haul the data.

The 5G standard includes many technologies, which offers the cell carriers options for implementation. The long-term implementation goal that most carriers will implement, includes small cell sites that have coverage ranges of 200 yards. These small cell sites will connect directly to cell phones or IoT devices. The small cell sites will back haul (connect) wirelessly to a data center for distribution.

3GPP has defined what the specific technologies that are 5G and what is not 5G. A few years ago, several of the big companies put up enhanced 4G services that they were marketing as 5G-like service, but the services they were selling were not real 5G as defined by the standard.

While the promise of 5G looks good and the major carriers are all set to start rolling out the technology, there are still some very big technological issues that need to be worked out. Many initial 5G roll-outs will be based on 5G FR1 (frequency range 1), with a migration plan to move to 5G NR (new radio, frequency range 2). It is estimated that it will be another year before some advanced features of 5G will be rolled out. There are some industry experts that are questioning the economics of 5G and are concerned whether 5G will be a profitable model for the carriers.

If you would like more information, contact us here or call 937.885.7272.

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Posted by Jack Gerbs in Wireless
Quanexus is Fortinet’s Newest Gold Partner; Fortigate and FortiAP

Quanexus is Fortinet’s Newest Gold Partner; Fortigate and FortiAP

Today Quanexus has been approved as a Fortinet Gold Partner.  The Gold level designation means that we will have a closer working relationship with Fortinet.  Quanexus focuses on Fortinet’s Fortigate UTM Firewall products and their FortiAP wireless products.  Fortinet’s Fortigate UTM firewalls have been listed in the leaders quadrant of Gartners report for 2012.  Quanexus has been selling and supporting Fortigate firewalls for over 4 years, and we have been selling and supporting their wireless products since they were introduced.

Posted by Jack Gerbs in Information Security, Recent Posts, Small Business, Wireless